Home · Blog · Jacks or Better Video Poker Strategy: Holds, Paytable and RTP (2026)

Jacks or Better Video Poker Strategy: Holds, Paytable and RTP (2026)

October 14, 2026 · Fish & Chips Team · 1 min read
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Jacks or Better is classic video poker. You get five cards, choose which to hold, draw replacements for the rest, and the final hand pays according to the paytable. A pair of Jacks or better is the lowest paying hand.

TL;DR: a Royal Flush pays 20×, and perfect play returns 96.9%. Hold made hands first, then four to a flush or straight flush, then high pairs over draws. Bets are 0.1–5 USDT, with a 20 USDT max payout per bet.

Simplified hold order

Hold the first item in this list that matches your hand:

  1. Royal flush, straight flush, four of a kind, full house, flush or straight that's already made
  2. Four to a royal flush
  3. Three of a kind
  4. Two pair
  5. A high pair (Jacks, Queens, Kings or Aces)
  6. Four to a straight flush
  7. Three to a royal flush
  8. Four to a flush
  9. A low pair (2s to 10s)
  10. An open-ended four-card straight
  11. Two suited high cards
  12. Any high cards (keep at most two)
  13. Nothing: draw five new cards

This simplified list gets close to the full 96.9%. The game's shuffle is provably fair.

Common mistakes

Play Video Poker →

18+ only. Even perfect play has a house edge. Play responsibly.

Frequently asked questions

What is the RTP of video poker on Fish & Chips?

96.9% with mathematically perfect holds on every hand. Mistakes lower it.

How much does a Royal Flush pay?

20× your stake, which keeps it within the 20 USDT max payout per bet.

Can strategy make video poker profitable?

No. Perfect strategy reaches 96.9%, which is still below 100%. Strategy only cuts how much you give away through mistakes.

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